YOUR SPEAKERS

Dr. Michele Josey

Economic Trends in the African American Community:

Creating A Data-Driven Narrative

Dr. Michele Josey is from Raleigh, NC. She holds a Master’s in Statistics and a PhD in Epidemiology. She began her career as a high school math teacher, where she excelled in breaking down complex topics, like data, into understandable concepts for anyone – which would pay as she embarked in entrepreneurship. Inspired from her 10 years in academia and corporate America, Dr. Michele wants to do for small businesses and nonprofits what she has done within the public health sector. She's committed to leveraging data to optimize and scale organizations, reflecting her belief that data is a vital tool for growth and success. Currently, she lives in Columbia, SC and loves to sing, dance, and automate systems.

Investing in tax deeds allowed them to generate a significant income, but it still wasn't enough. Being natural risk takers, they started to look deeper into what they were doing and realized there were bigger profits to be made in land investing. After doing a great deal of research, joining mentorship programs and paying to learn what they were seeking, a new land investing strategy was introduced called direct-to-owner. In a short time frame, they went from working 9-5 jobs to completing multi-million dollar transactions.

Website: https://www.mogulbeginnings.com

Richard Hughes

How to Utilize Mortgage Financing for Wealth Accumulation

Meet Richard Hughes, a seasoned mortgage broker and the insightful owner of Hughes Lending Solutions. Richard's illustrious career in financial services, which began in 2000, has been shaped not only by his extensive professional roles in renowned companies such as Vanguard, American Express Financial Advisors, Wells Fargo, and Bank of America but also by his dedicated service in the United States Navy. Combining military precision with academic acumen, Richard seamlessly integrates diverse experiences to provide expert financial solutions.

Military Service: Richard's journey started in 1986 when he enlisted in the United States Navy, proudly serving until 1990. During his military tenure, he served on the USS Conolly DD-979 as a Gas Turbine Systems Electrician Third Class (GSE3). His military service instilled in him discipline, attention to detail, and a commitment to excellence, qualities that continue to define his professional approach today.

Educational Foundation: Richard's commitment to learning didn't stop with his military service. He earned a Bachelor of Business Administration (BBA) and a Master of Business Administration (MBA). Additionally, Richard embarked on a Doctor of Business Administration (DBA) program, completing two enriching years, showcasing his dedication to both academic and military disciplines.

Professional Journey: His military experience and educational background formed the bedrock for a thriving career. Roles at Vanguard, American Express, Wells Fargo, and Bank of America demonstrated his ability to navigate the complex financial landscape with finesse, covering financial advising, business banking, and mortgage loan origination.

Licensed Expertise: As a licensed mortgage broker in both Florida and Pennsylvania, Richard leverages the unique blend of military discipline and academic rigor to offer nuanced insights and personalized solutions to clients in diverse markets.

website: www.hugheslendingsolutions.com

Naseema McElroy

Dollars and Sense:

How I eliminated over 100k of debt!

Naseema is a published author and the founder of Financially Intentional, a platform about personal finance and living life intentionally.

Naseema discusses how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck. She shares her lessons along her path to help others benefit from the freedoms of financial independence.

Outside of encouraging people to get their financial act together, Naseema is a mother and Labor & Delivery Nurse. Though making six figures for years, she struggled with money. Finally realizing she couldn't out-earn her financial ignorance, she knew she had to make some changes. By shifting her mindset around money, being consistent and intentional, She has paid off $1 million in debt and grew a six figure net worth in three years without living in deprivation.

Jimmy Williams

Real Estate’s Valuation

Growing up in inner city Philadelphia Jimmy Williams was taught the importance of community and how to create value by being of service. Initially, he wanted a career in politics, but after learning how business controls politics, he decided to dedicate his life to improving his community by helping families create wealth. He holds or has held licenses in Real Estate, Securities, Life Insurance, and Real Estate Valuation. He is also a Certified Bitcoin Professional. Since 2000 he has used his education and experience to help families build wealth. Jimmy’s work has afforded him the opportunity to speak publicly on various topics and in multiple countries. Jimmy founded Buy The Hood with the intention of using the platform to not only help build a community of financially conscious investors, but also to highlight members of the community who have a positive impact.

website: http://BuyTheHood.com

Davonne Reaves,
Founder of The Vonne Group

Hotel Ownership Blueprint

Hospitality trailblazer Davonne Reaves is the Founder of The Vonne Group, an award-winning hotel consultant, asset manager, owner of 3 hotels, the Founder of Vesterr, the first Black-owned crowdfunding platform for hotel investments, founder of Stay Black Experience, one of the largest Black-owned hotel directories, and co-host of NextGen in Lodging Podcast

After starting as a front desk agent in the hospitality industry 15+ years ago, Davonne held various positions in the hospitality industry, including in asset management at CHM Warnick,

where she managed portfolios totaling over $1 billion in hotel assets.

Today, she uses that experience to teach the Black community how to become successful hotel investors and owners.

Reaves has educated over 4,000 people and provided a path to hotel ownership to many individuals across the U.S.

She has been featured in Forbes, The Atlanta Business Chronicle, Black Enterprise, MarketWatch, The Atlanta Journal-Constitution, Next Advisor (Time), and Franchise Times.

Reaves has been recognized by organizations like The International Society of Hospitality

Consultants, Hotel Management Magazine, and The International Hospitality Institute.

She serves on the Board of her Alma mater, Georgia State University Cecil B. Day School of Hospitality, where she obtained a B.A. in Sociology. Reaves was inducted into Georgia State University’s top 40 under 40. She also received a

Trailblazer of the year Award by The Urban League of Greater Atlanta and was recognized as a top 100 most influential African American under 40 by The Root.

Holly Reid, CPA and Financial Educator

Empowering the Next Generation:

Introducing Financial Literacy to Kids

Holly Reid is an award-winning author, speaker, and Certified Financial Education Instructor® on a mission to equip her audiences to master healthy money habits and to empower parents to

give their kids a financial head start. Holly is the founder of The Master Playbook™, a

financial education and wellness company which has educated thousands of people through her award-winning book, Teach Your Child to Fish: Five Money Habits Every Child Should Master. She engages the community and achieves results by hosting Future Millionaire Money Camps for Kids & Teens as well as

curated workshops for parents and college students. As a personal finance advocate, Holly is on a mission to

motivate, inspire, and help families break the cycle of paycheck-to-paycheck living and create a legacy worth leaving. Holly’s philosophy is grounded in the basic principles of living debt-free, saving for the future, and investing wisely. She believes each person has the power to create a healthy financial future and is equipped to meet people where they

are on their financial journey.

Holly is a Certified Public Accountant and finance professional with over 15 years of

experience. She has been recognized for her work to address the wealth disparity in her community and has been quoted in major publications, including Forbes, CNBC Make It, Parent Circle, AARP, Go Banking Rate, and more. An Atlanta native, she enjoys peach cobbler, Motown Classics, and traveling with her husband.

Learn more about Holly Reid and the work she is doing to help close the financial literacy gap at

website: www.TheMasterPlaybook.com

Idris Talib, Real Estate Investor

House Hacking - How to earn multiple streams of income with only one property

Idris Talib, widely recognized as "The Pretty House Guy," is a multifaceted entrepreneur and real estate investor with over 20 years of experience. His expertise lies in creative real estate investing, especially in the realms of pretty houses and shared living investing. Talib's journey is marked by both remarkable success and significant adversity, including a transformative period of incarceration. This experience, however, became a catalyst for reinvention and growth.

Upon his release in 2020, Talib started from ground zero, rapidly reclaiming his position in the real estate world. He is particularly known for his innovative investment strategies that bypass traditional banking and rehab projects. Instead, he focuses on generating multifamily profits from single-family houses through shared living spaces, a method that not only promises financial returns but also contributes to solving the affordable housing crisis.

Beyond his investment ventures, Talib is deeply invested in mentoring and educating others. He offers coaching programs and courses, sharing his wealth of knowledge and experience. His "2nd Chance Retirement" program is a testament to his commitment to empowering others, especially those who have faced financial setbacks later in life.

Idris Talib's story is one of resilience, innovation, and dedication, not only to his personal success but also to the success of others in the field of real estate investment.

Shelli Pennick, Entrepreneur

Get Your House in Order -

Get your house in order.

Justin Fox, Asset Care Specialist

Long Term Care Specialist –

My name is Justin Fox, and I am a internal sales partner at OneAmerica. I have helped train and educate agents and agencies about our care solution suite of products for over 8 years. I am CLTC specialist, and my colleague and I won the eagle award for the top sales team in 2022. I reside in Indianapolis with my wife and three children.

Theresa Pelham, Grants Boutique

Grants for Wealth Building:

How to Find Money to Help You Start Your Business

Teresa Pelham is the Founder and CEO of The Grants Boutique Consulting Firm and Grant Industry Professional Network. She is a Senior Grant Professional for Nonprofit and For-Profit Businesses and Organizations. Teresa is a Grants Coordinator with Guardians of Honor, where she provides support for a $4M Office of Head Start contract and a $20M Department of Education contract. She has 12 years of experience working in the grant industry. In addition, Teresa has 20 years of experience as a Trainer and Technical Assistance (TTA) Provider. She is a Grant Professional Association (GPA) Approved Trainer. Teresa has assisted in developing various nonprofit, for-profit, and faith-based-sponsored community programs. She and her team conduct grant reviews, funding searches, grant writing, and training experiences through her business. Teresa was an instructional assistant for Dr. Beverly Browning. She taught five courses: A to Z Grant Writing, A to Z Grant Writing II: Beyond the Basics, Advanced Grant Proposal Writing, Grant Writing Suite, and Becoming a Grant Writing Consultant. Teresa is the author of the grant writing course “The Winning Grants Formula: Grant Proposals Made Simple” as well as a new book that will be coming out soon “The Entrepreneurs Guide to Grant.”

Ernest Curry

Trading Titans: – How to Excel in Day Trading

Ernest’s career as a skilled labor started right out of high school while working for his family’s heating and air conditioning business. He then landed a job with a well-known company which was almost like hitting the lottery. Many people never left this company once they started and worked until retirement because of the abundance of pay. In 2008 during the financial crash, Ernest took it upon himself to take classes on reading the financial papers and sought out mentorship on understanding the stock market.

Ernest eventually left his job and dedicated himself full-time to trading stock market and various other financial markets. Finding high-probability swing & day trade set -ups. He focuses on maximizing the best possible entries and exits within each trade. Besides being a full-time active trader with over 14 years experience, Ernest is the visionary behind constructing the Profit Room’s educational materials.

Ronnie Golde, CPA

Tax Savings for business owners & real estate investors.

Ronnie Goode is a Certified Public Accountant (CPA) and Tax Strategist who serves clients virtually all across the world. Through his company, Rhythm Accounting, he helps business owners, real estate investors, and high-income individuals use the tax code to build wealth!

He received his B.S. in Accounting from Shaw University and his MBA from Southern Illinois University Carbondale.

Ronnie’s training and experience came from working for one of the largest accounting firms in the world, a Fortune 500 corporation, and the Federal government. He’s able to utilize this diverse experience to better serve entrepreneurs, small business owners, and real estate investors.

Ronnie’s ultimate goal is to help people become financially independent by saving money on taxes while building wealth.

website: www.rhythmaccounting.com

ABOUT YOUR HOST

Jeff Moore

How The Rich use Cash Value Life Insurance to Build Wealth

Jeffrey A. Moore is the CEO of Moore Financial Solutions, a boutique financial services firm located in Mount Laurel, NJ. Moore Financial Solutions is on a mission to help 5,000 individuals and families over the next 10 years build enormous tax-exempt accounts to take advantage of opportunities in real estate, stocks, and entrepreneurship. Jeff has been in the insurance and financial services industry for the past 25 years. He is passionate about teaching financial literacy and has helped countless professionals and entrepreneurs get control of their money, build tax-free income, and leave an inheritance to the next generation. Jeff graduated from Penn State University, where he received his bachelor's and master’s degrees.

Favorite Quote: “Someone is Sitting in "The Shade Today Because Someone Planted a Tree A Long Time Ago." -Warren Buffet